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Weird Things People Insure
Weird Things People Insure
Article by Susan Duey
If you thought about what types of insurance you have, you could probably only think of a few. If you’re lucky, you have health insurance, life insurance, home-owner’s, car, and maybe one or two other insured things. Most people don’t know it, but you can get insurance on some pretty off-the-wall things. Take it from multiple celebrities; they’re insuring body parts. In this market, insurance companies often offer policies that pay if something damages the appearance of functionality of a body part. You may know this as a contract clause for professional athletes, but who would have guessed it was a legitimate form of insurance? You would have to seriously ask yourself if insuring a body part was worth it. For most of us, the answer is undoubtedly no. But if you’re Peyton Manning, it helps to have an insurance policy on your right arm. Another weird and not so common thing that people insure is a golf game. If you’ve ever participated in a game of golf or a tournament, then you’ve probably seen a hole-in-one prize. Anyone who scores this shot during a game will win money, a new car, etc. This is a very common thing in the world of golf tournaments. And as rare as a hole-in-one is on average, you’d be surprised how many are actually made. So, they’re losing money every time someone makes the shot, right? Wait just a minute. The people/companies offering the prize take insurance out against someone showing up and making the fluke shot. The hole-in-one insurance policy is part of a broader class known as price indemnification insurance, which is used on various game shows and contests. The event sponsor pays a premium to an insurer, and if someone makes the shot, wins the prize, etc, the policy picks up the tab.
So much for ransom notes. If you happen to ever be kidnapped and held for ransom, having to pay the fee to be released can possibly ruin your financial situation. The well-to-do and workers in high-risk areas have a ransom insurance policy to sign up with. These policies are typically held by businessmen who work in dangerous areas, and they offer indemnity coverage for any loss incurred by whoever pays the ransom. The losses include the sum of the ransom itself, any money lost in transit, expenses of the team to deliver the ransom, the hiring of professionals such as negotiators, and rewards offered for the same return of the victim.
Perhaps the oddest insurance policy of all comes from Lloyd’s of London. Over the years, this company has sold policies for vampire bites, werewolf attacks, and alien abduction. Over 40,000 policies have been sold to insure against alien abduction. If you claim to have been abducted, can pass a lie detector test, and have video or a third-party witness, then you’ll be compensated at the tune of 1-million-pounds.
About the Author
Susan Duey represents, car insurance and life insurance marketplace which connects consumers with insurance providers who will help you develop a solid insurance plan. For more information please visit What Does Insurable Interest Mean on a Life Insurance Policy?
Weird Things About Weddings That You Probably Didn’t Know
Weird Things About Weddings That You Probably Didn’t Know
From:(http://niceweddinggown.com/weird-things-about-weddings-that-you-probably-didnt-know/)
Wedding day is filled with traditions which had been practicing around for hundreds and hundreds of years even though the brides would not be realizing it. One among them but the first is that on their wedding day bride and groom would not be meeting until the marriage ceremony is over. For that, the reason is even the glimpse of each other would be bringing bad luck.
Traditionally a bride over her face will wear a veil and will be also wearing a white dress which shows her purity. For preventing the singling of Devil on the bride for his evil intentions, in the past the veils were wore by the bridesmaids also. It is quite common to wear something old (acts as a reminder of her past life)for a bride, something new (showing a new life coming ahead) and also something that is blue which is a color that had been connected with weddings since the time of Roman.
For several years a wedding bouquet was popular with a slim spray of lilies. They are now once again back in fashion even though the designs were changed in recent times. Lilies are purity symbols as they are white. It is also said after Eve was banned from the Eden Garden they have grown from wet soil by the tears of Eve. To the bridegroom who is waiting, the bride is handed over by her father at the wedding ceremony. With ancient traditions this custom is followed. The bride will be passed over to the bridegroom for his safekeeping as she had been the property of her father. It is a symbol of her home leaving and her feet will be now on her husband’s hearth, the shoes will be tied on the back of the bridal car.
When the time comes for placing the ring on the finger of bride, the bridegrooms will be slipping the ring on to her third finger while she holds her left hand forward. Into the heart a vein of this finger is said to have a straight run! Traditionally guests will be showering with rice or confetti, or flower petals when the couples leave the church. This custom of rice throwing at weddings goes back to times of Roman. The rice is always fertility associated as it is a crop that grows quickly. Over the heads of newly wed the Romans will be breaking small cakes.
Outside the church sometimes the chimney sweeps are seen mingling with the guests. As it gives the bride a black cat cardboard cut-out, they are also connected with good luck bringing. Yet another good luck symbol is the artificial horseshoes. To counteract the Devil’s evil eye, on the house walls the Romans used to nail horseshoes.
Often the bride will be throwing her bouquet to her bridesmaids before she leave her wedding party, and it hopes that one who catches it will be becoming the next bride. It is a custom of the bridegroom to carry the bride over to the threshold of new life when she arrives at her new home. Later of that particular day, they will be having what is called ‘the first night’. It means the first night in which they have slept together.
Related Article:The World’s Weirdest Wedding
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